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Your Local Nashville Independent Insurance Agency

HQ Insurance specializes in Auto, Home, Business, Life and Health Insurance.

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What’s important to you about your insurance agent? To us, it is about matching your needs with the right coverages and programs. It is about listening to what is important to you – your Auto, Home, Life and Business. And it is about properly protecting it for you. It is about having a face-to-face meeting, an annual review of your coverages and a relationship. It is about being there when you file a claim. It is about answering our cell phone when you have a question. To us, it is about delivering excellence in service.

At HQ Insurance we have carefully chosen to partner with some of the best insurance companies in the industry. We can compare several carriers to help find you the best coverage at the lowest price. And what’s more, you’ll have the peace of mind from knowing you are properly protected.

We look forward to serving you.

HQ Insurance
Protecting What Matters Most

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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy today.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Asian American Pacific Islander Heritage Month: Understanding the History and Honoring the Present

Posted: May 1, 2025

May brings a deep sense of pride and reflection as it marks Asian American Pacific Islander (AAPI) Heritage Month. For a diverse community rich in history, culture, and resilience, this month serves as a time for celebration and a call to acknowledge stories that have shaped the fabric of America. The AAPI community is a vast mosaic of individuals whose roots trace back to countries...

6 Reasons Why Water Heaters Fail

Posted: April 8, 2025

It’s no fun going without hot water. That’s especially true when the seasons change and temperatures take a dip. But like nearly every otherappliance in your house, water heaters fail. And that can lead to cold showers — or even worse, a water leak. Here are 6 telltale signs you have a failing water heater: You only have cold water. Your water gets warm, but never hot....

The Beginner’s Guide to Short-Term Rentals

Posted: April 7, 2025

From a stylish urban loft to a cozy country cottage… booking a short-term stay is a hot trend (and a great way to travel like a local.) Maybe you’ve considered becoming a host yourself. If so, you’ve probably wondered: Is it safe? Can I actually make money doing this? What amenities should I offer my guests? Good news: You’re asking all the right questions. Whether...

Are We Getting Enough Sleep to Safely Drive?

Posted: April 3, 2025

Sleep-deprived drivers are turning America’s roadways into danger zones with potentially costly consequences. That’s according to the findings of a new survey sponsored by Erie Insurance examining drivers’ sleeping and driving habits. The survey found that a majority of Americans are sleeping fewer than seven hours per night, the minimum nightly amount recommended by the Center for Disease Control. A lack of sleep can affect...

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ERIE's YourTurn® Program

There is a new way Erie Insurance is looking out for you and wants to help you stay safe on the road.
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Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
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