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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Celebrating Rev. Dr. Martin Luther King, Jr.

Martin Luther King Day is a federal holiday, observed on the third Monday in January every year. The purpose of this holiday is to honor the accomplishments of Rev. Dr. Martin Luther King, Jr. Dr. King’s birthday was approved as a federal holiday in 1983. By the year 2000, all 50 states had also made it a government holiday. Martin Luther King, Jr. was born...

Term Life Insurance: How Long Should My Coverage Last?

Here’s an obvious statement: the costs of day-to-day living can add up fast. That’s why life insurance is so important. It allows you to protect your family when you’re gone. Think of the impact of losing not only your income but all the other contributions you make to the family. Could they cover the mortgage or monthly bills without you? Do you have enough saved...

What Is A Personal Umbrella Policy?

I’m a safe driver. I don’t do risky things. Someone I know would never sue me. When it comes to truly terrible events, many people have the “it can’t happen to me” mentality. However, by simply driving a car, owning a home or entertaining friends, the possibility exists that a tragic accident could occur… and potentially, a costly lawsuit. Many people mistakenly believe that only...

Celebrating Native American Heritage Month

In 1990, President George H.W. Bush established November as Native American Heritage Month. The rich traditions, cultures, and histories of the Native people deserve to be understood, celebrated, and honored throughout the country. During this month, we should all focus on creating a more positive experience for Native peoples by gaining a deeper understanding of their cultures and ways of life. Rich and Diverse Cultures:...

Life Insurance and Health Conditions: A Deal Breaker?

Three Things to Keep in Mind If you’re interested in purchasing life insurance, you should consider the following: Never assume a health condition automatically disqualifies you from obtaining life insurance. Sure, maybe your health is less than perfect but you may be eligible for coverage, so always check with a licensed insurance agent to be sure. Always be honest about your medical history. Failing to...