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Tag: Liability

Umbrella Policy: Explained

One of the most certain things in life is, certainly, uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could result in a multi-car accident. And you could be held liable to others for the cost of damages – injuries, property destruction, emotional distress, lost...

How to Prevent Dog Bites

A professional pet trainer explains why dogs bite—and what you can do to prevent your pooch from causing harm. Cute, cuddly, loyal and smart—it’s no wonder dogs hold the title of “man’s best friend” and that 39 percent of American households own at least one dog. So why is it that our canine companions bite humans 4.7 million times every year in the United States?...

Summers Mean Backyard Grilling – Safely!

Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer and grilling isn’t just about great food. Backyard barbecues often create treasured memories with friends and family. Keep in mind, however, that when you grill, you’re literally playing with fire. Thousands of residents each year learn this the hard way, suffering damage to their homes or even serious injuries in grilling...

Love Bites — Get Umbrella Coverage

In today’s economy, everyone is pinching pennies.  So why worry about umbrella coverage?  Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits.  Large damages can be awarded, be extremely expensive and have long-term financial impact.  Those lawsuits can come from unlikely sources, such as our furry friends. Take Herschel for instance.  Herschel is a much-loved, rather...